Do You Need an SSN for Shopify? A Comprehensive Guide to Payment Setup for Non-US Residents

Table of Contents

  1. Introduction
  2. The Importance of SSN for Shopify Payments
  3. Alternatives to Shopify Payments for Non-SSN Holders
  4. Navigating Shopify Payment Setup: Essential Tips
  5. FAQs
  6. Conclusion

In today's digitally-driven world, setting up an online store on platforms like Shopify offers immense opportunities for entrepreneurs across the globe. However, for those outside the United States or those without a Social Security Number (SSN), the pathway to launching and managing a Shopify store can seem fraught with complexity, especially when it comes to payment processes. This blog post aims to demystify these challenges, providing you with valuable insights and solutions for setting up your Shopify store's payment system without an SSN.


Have you ever dreamt of launching your online store on Shopify but found yourself stumped by the payment setup process due to not having an SSN? You're not alone. Many aspiring entrepreneurs face this hurdle, but it doesn't have to be a dead-end. Whether you're a non-US resident or simply don't possess an SSN for other reasons, understanding your options can turn the tides in your favor.

In this blog post, we will unravel the intricacies of setting up Shopify Payments, explore alternatives that don't require an SSN, and provide practical advice on navigating the ecosystem. By the end, you'll have a clearer understanding, enabling you to take decisive steps toward your entrepreneurial journey on Shopify.

The Importance of SSN for Shopify Payments

Primarily, the SSN acts as a mechanism for identity verification and tax compliance in the United States. Shopify requires an SSN when setting up Shopify Payments to ensure adherence to U.S. tax laws. However, this requirement poses a challenge for non-US residents or individuals without an SSN, prompting the question: "Are there ways around this requirement?"

Alternatives to Shopify Payments for Non-SSN Holders

Fortunately, the world of online payment processing is vast, offering several alternatives to Shopify Payments for those unable to provide an SSN.

1. Third-Party Payment Gateways

Shopify supports a plethora of third-party payment providers, such as PayPal and Stripe. While Stripe generally requires an SSN for U.S.-based accounts, PayPal offers more flexible solutions for non-US residents. It's crucial to conduct thorough research on each provider's requirements, as they vary by country and may have specific documentation demands.

2. Using an EIN Instead of an SSN

For non-US residents who have formed an LLC in the United States, leveraging an Employer Identification Number (EIN) could be a workaround. An EIN serves as a federal tax identification number for businesses and can sometimes be used in lieu of an SSN for business-related financial transactions, including setting up payment gateways.

3. Manual Payment Methods

Another pragmatic solution is to utilize manual payment methods, such as bank transfers, cash on delivery (COD), or money orders. These methods allow for flexibility and are particularly beneficial in regions where digital payment penetration is low. However, they may not offer the seamless checkout experience associated with digital payments.

Navigating Shopify Payment Setup: Essential Tips

Research is Key

Thoroughly investigating the requirements and restrictions of various payment gateways in your region is a critical first step. This knowledge not only aids in selecting a suitable provider but also ensures compliance with local laws and regulations.

Consult with a Tax Professional

Seeking advice from a tax advisor or legal professional is invaluable, especially when considering the use of an EIN or navigating the tax implications of cross-border payments.

Leverage Shopify's Global Support

Shopify's support network is extensive, offering guidance on setting up payment gateways in various countries. Utilizing this resource can provide clarity and streamline the setup process.


Can I operate a Shopify store without an SSN?

Yes, it's possible to operate a Shopify store without an SSN by opting for alternative payment gateways or manual payment methods.

Is it mandatory to use Shopify Payments?

No, Shopify Payments is not mandatory. You can select from numerous third-party payment providers supported by Shopify.

Can I use my ITIN in place of an SSN for payment setup?

Yes, individuals with an ITIN (Individual Taxpayer Identification Number) can often use it as a substitute for an SSN in certain payment gateways, albeit with specific limitations and conditions.

Will choosing an alternative payment gateway affect my store's functionality?

While alternative payment gateways may have distinct features and user interfaces, they generally do not impede your store's functionality. The key is to ensure a smooth and secure checkout process for your customers.


While not having an SSN might seem like a significant barrier to setting up payments on Shopify, various solutions and alternatives exist to navigate this challenge. By exploring third-party payment gateways, considering manual payment methods, or leveraging an EIN, you can find a path that aligns with your business model and location.

As you embark on this journey, remember that flexibility and research are your best allies. With the right approach and tools, you can establish a flourishing online store on Shopify, irrespective of your SSN status. Embrace the possibilities and take the first step toward your entrepreneurial dream today.