Does Shopify Require SSN? Exploring Alternatives for Non-US Residents

Table of Contents

  1. Introduction
  2. The SSN Requirement Explained
  3. Navigating the SSN Requirement: Alternatives and Solutions
  4. Best Practices for Non-US Shopify Merchants
  5. Conclusion
  6. FAQ Section

In the age of digital entrepreneurship, the global ecommerce landscape offers myriad opportunities for establishing and scaling online businesses. Shopify, a leading ecommerce platform, is at the forefront of this digital revolution, empowering entrepreneurs worldwide. However, one question looms large for many aspiring and established Shopify store owners: "Does Shopify require SSN?" This blog post delves into the intricacies of this query, offering comprehensive insights into alternative solutions for non-US residents eager to embark on their Shopify journey.


Imagine this: you're on the brink of launching your dream online store. You've curated your products, designed your website, and are ready to welcome customers worldwide. But then, you hit a roadblock—the requirement of a Social Security Number (SSN) to activate Shopify Payments has you stumped. Is your ecommerce venture over before it even begins? Absolutely not. In this blog post, we'll unravel the complexities surrounding the SSN requirement on Shopify, providing clarity and actionable alternatives for non-US residents.

The surge in ecommerce, propelled further by recent global events, has made online stores more relevant than ever. This digital transformation has led to a corresponding increase in individuals and businesses looking to utilize platforms like Shopify. Current circumstances demand a nuanced understanding of payment processing requirements, especially for non-US based entrepreneurs. We aim to demystify these requirements, offering a beacon of hope for those who may feel disheartened by seeming barriers.

The SSN Requirement Explained

Primarily, Shopify's stipulation for an SSN stems from its payment gateway, Shopify Payments. Designed to streamline the payment process for both merchants and customers, Shopify Payments necessitates certain verifications for security and regulatory compliance. For U.S. residents, this involves providing a valid SSN.

The Non-US Resident Dilemma

What happens if you're an ambitious entrepreneur based outside the United States? The direct requirement of an SSN poses a significant hurdle. This requirement is not merely a Shopify quirk but a regulatory mandate aimed at ensuring financial transactions adhere to U.S. laws. However, this doesn't mean the end of the road for non-US residents looking to leverage Shopify's powerful ecommerce capabilities.

Navigating the SSN Requirement: Alternatives and Solutions

Thankfully, Shopify understands the global nature of ecommerce and offers alternative pathways for those unable to provide an SSN. Here's how non-US residents can navigate this challenge:

1. Explore Third-Party Payment Providers

Shopify supports integration with over 100 third-party payment gateways. These alternatives to Shopify Payments can facilitate transactions without the need for an SSN. Payment gateways like PayPal, Stripe, and others can be viable options, enabling you to accept payments from customers seamlessly.

2. Registering a US-based Business Entity

For those committed to using Shopify Payments, forming a US-based business entity like an LLC (Limited Liability Company) could be a pathway to compliance. While this approach requires additional steps, such as obtaining an Employer Identification Number (EIN) from the IRS, it can provide a solid foundation for your Shopify store.

3. Manual Payment Methods

For certain businesses, exploring manual payment methods could be a stopgap or even a long-term solution. Shopify allows for the setup of manual payments, including bank transfers and cash on delivery, depending on the nature of your products and your target market.

Best Practices for Non-US Shopify Merchants

Navigating these alternatives requires a strategic approach. Here are some best practices to ensure a smooth process:

  • Research Rigorously: Before deciding on a payment gateway, conduct thorough research to understand the fees, transaction rates, and customer experience associated with each option.
  • Consult Legal and Tax Advisors: Understanding the implications of setting up a US business entity is crucial. Consult with legal and tax professionals to navigate this process effectively.
  • Ensure Compliance: Whichever path you choose, ensuring compliance with both Shopify's policies and local regulations in your country is paramount.


In conclusion, while the SSN requirement presents a challenge for non-US residents, it's not an insurmountable barrier. By exploring third-party payment gateways, considering the formation of a US business entity, or utilizing manual payment methods, you can find an effective pathway to launch and grow your Shopify store.

The digital commerce landscape is inherently global, and with the right strategy, entrepreneurs from across the globe can thrive on platforms like Shopify. Remember, the essence of entrepreneurship lies in overcoming obstacles and finding innovative solutions. With determination and the right approach, the dream of running a successful online store is well within reach.

FAQ Section

Q: Can I use Shopify Payments without an SSN if I have an ITIN? A: Yes, non-US residents who possess an ITIN (Individual Taxpayer Identification Number) can use Shopify Payments by providing their ITIN in place of an SSN.

Q: Are there additional fees associated with using third-party payment gateways on Shopify? A: While Shopify itself doesn't impose extra fees for using third-party gateways, each payment provider has its own fee structure. It's important to research and understand these fees beforehand.

Q: Can I switch payment gateways later if I start with a third-party provider? A: Absolutely. Shopify offers the flexibility to switch payment gateways, allowing you to choose the best option as your business evolves.

Q: What should I consider when choosing a payment gateway? A: Consider factors such as transaction fees, payment methods accepted, ease of integration with Shopify, and the user experience for your customers.

Q: Is it difficult to set up a US-based business entity as a non-resident? A: The process can be straightforward with proper guidance. It involves choosing a state for registration, obtaining an EIN, and ensuring compliance with US laws. Consulting with legal and tax professionals is highly recommended.